Here are answers to frequently asked questions. If you don’t see yours here, contact us!
Indie Business Network Membership
Find answers to your questions about Indie Business membership below …
How do I join Indie Business?
How do I renew my membership in the Indie Business Network?
How much are my Indie Business Network membership dues?
How do I know that Indie Business Network has received my membership dues?
How long does it take for a membership to become active?
Are there any discussion groups I can participate in?
How do I join my local Indie Business Network chapter?
How long is my membership good for?
My membership has lapsed, how can I reinstate it?
How do I notify Indie Business Network of changes to my contact information or social links?
Does Indie Business Network have an annual conference or event I can attend to meet other members?
Indie Business Network’s Product Liability Insurance Program
Find answers to your questions about Indie Business Network’s product liability insurance program …
How do I know if my company qualifies for product liability insurance coverage?
What types of products are covered by the product liability insurance?
How do I know if my product is “handmade” for purposes of the insurance?
What does the product liability insurance coverage cover?
The policy is Commercial General and Product Liability policy. The base limits are:
$1,000,000 General Aggregate Limit
$1,000,000 Products-Completed Operations Aggregate Limit
$1,000,000 Personal and Advertising Injury Limit
$1,000,000 Each Occurrence Limit
$300,000 Damage to Rented Premises Limit
$5,000 Medical Expense Limit
Business Personal Property coverage covers “miscellaneous property of a floating nature.” This means it covers the type of property you use in your business that is “tangible property you own or is in your care, custody or control.” Example of this type of property are inventory, packaging, and equipment you use in the course of conducting your business. The limits are:
$1,000 Maximum Payout Per Single Item
Identity Theft coverage limits are as follows:
$15,000 Aggregate Limit